Jennifer Rivera
Purchase · FHA · $289,500
Key Dates
Intro Date
Apr 1, 2026
TRID Start
Apr 5, 2026
Closing Date
May 15, 2026
In 19 days
Contract Expiration
May 15, 2026
In 19 days
Team & Contacts
Status Tracker
Disclosures
Borrower · Apr 7, 2026
Intent to Proceed
Borrower · Apr 8, 2026
Appraisal
Appraiser · Apr 22, 2026
Title
Title · Apr 24, 2026
Insurance
Insurance · Apr 18, 2026
Underwriting
Processor
Closing Disclosure
Processor
Conditions
4 open · 6 total12-month verification of rental history (VOR)
pendingNeeded from: Borrower · Owner: Processor · Due: Apr 30, 2026
Needs landlord signature — Jennifer emailed landlord 4/22
Appraisal report
pendingNeeded from: Appraiser · Owner: Processor · Due: Apr 29, 2026
Clear title commitment
pendingNeeded from: Title · Owner: Processor · Due: Apr 30, 2026
2019 lien being researched by Capital City Title — Marcus expects resolution by 4/28
Gift letter — $15,000 down payment gift from mother
receivedNeeded from: Borrower · Owner: Processor
Funds > 60 days in account — sourcing not required per FHA guidelines
FHA case number assignment
clearedNeeded from: Processor · Owner: Processor
MIP calculation and upfront MIP confirmation
clearedNeeded from: Processor · Owner: Processor
Communication Log
Called Marcus at Capital City Title. 2019 lien is from a prior owner — researching release paperwork. Expects to have update by 4/28.
↻Follow-up: Follow up with Marcus 4/28 if no update received
James (Texas Appraisal) confirmed property inspection complete. Appraisal report expected 4/28–4/29.
Received homeowners insurance binder from Farmers. Coverage meets FHA minimum requirements. Dwelling coverage confirmed at replacement cost.
Emailed Jennifer with outstanding conditions list: VOR from landlord, confirm gift funds sourced. She is aware and working on it.
↻Follow-up: Follow up by 4/22 if VOR not received
Jennifer returned signed ITP. File is proceeding.
Ordered title search and commitment from Capital City Title. Marcus Brown assigned.
Notes
FHA first-time buyer. Jennifer is an AISD teacher — VOE straightforward. Gift funds ($15k from mother) > 60 days seasoned, no sourcing needed. Title lien is the critical path item — need clear commitment before submitting to UW. Closing in 19 days as of 4/26, so this needs to move.